I’ve wanted to say that for a long time and I’m happy that day has finally arrived. Since this is my introductory blog post, it’s only fitting that I provide a little background as to why I’m so excited to be starting my blog.
After the U.S. economy took a nose dive in 2008, I began to pay close attention to what was happening to the personal economies of hard working people such as yourself all across the country. I would read the headlines and follow story after story of families whose lives had been turned upside down mainly because a father or a mother – or sometimes both – lost their job and eventually their home because the main source of income was gone and their savings dried up. As sad as such stories were, I realized there was little I could do to help these people in their immediate situation. Even if some of them did managed to find new jobs, they’d still have their unpaid debts to deal with. I mean, when was the last time you had a debt collector graciously wipe your slate clean? It just doesn’t happen. Still, I was left wondering how could I help?
As I kept abreast of the storylines involving home foreclosures, rising health care costs, rising student loan debt, income inequality, low-savings rates and dwindling retirement accounts by Average Joe’s like you and me, I decided to start digging deeper into these types of issues. At first it was to protect my own self interest – I didn’t want any of those things to suddenly happen to me if I could help it. But then it occurred to me! With all the information I had gathered and the experience I’d gained keeping my own household afloat throughout the Great Recession, I could write a book based on the lessons I’d learned in personal financial management.
The title of my book is “Break the Debt Cycle in 3 Simple Steps”. I wrote it specifically for individuals who are struggling with debt and want to learn how to take control of their personal economy, eliminate debt and start building lasting wealth. And that is what brings me to your computer screen today.
Although there are several books and countless blogs on the subject of personal finance, one thing I’ve noticed is that most give the same cookie cutter advice. I try to go beyond the debt cycle and provide information you can use to save money, protect your assets and get started in investing. That’s the level of content I plan to bring to my blog aptly named, “Beyond the Debt Cycle”.
So, I hope you’ll stay tuned for my weekly blog posts and help to make this an environment where good advice and shared experiences can make a difference in the lives of ordinary people just like you. Together, let’s get more hard working Americans to break the cycle of debt and then go beyond.
See you next week.